‘Tis the season… for premium increases and the joy of reapplying for health insurance. If you’re like me, you might be a little disappointed in the limited options on healthcare.gov. If you’re like me, you start to cry a little looking at the cost of those limited options. Here’s what I’m looking at if I enroll in the best plan available:
True, I might receive a tax subsidy of $300 a month or so to pay for the premium, but how am I supposed to pay for the other $800, not to mention my copays and deductible? If you’re like me, you’re praying that you won’t need to visit a hospital this year. If you’re like me, avoiding the doctors isn’t always an option.
So, what should we do? Should we not get insurance and pay the penalty of 2.5% of our gross incomes? Should we get a lower plan and hope that we never have to use it? If you’re like me, you’re looking for a better option.
After venturing out into the world of health insurance, I think that I may have just found the solution. It offers an outstanding sharing alternative, affordable rates, AND it keeps you from getting that nasty government penalty. Ladies and Gentlemen, I introduce My Medical Healthshare:
For my wife and I, it’s going to cost us $249 a month to be a part of the Healthshare. With this, we have a $1,000 Annual Unshared Amount (AUA), which is similar to a deductible. After this, nearly everything (with a few exceptions) is covered 100%. It really seems like a no-brainer.
Too good to be true? It seems that way, but that’s not the case. What’s the catch? Well there’s a few, the main ones being:
Living Christian Values is Required
Healthy Lifestyle is Rewarded
Pre-existing Conditions not Covered in the First Year
Not Eligible for Government Subsidy
Be like me - read up on the program at www.mymedicalhealthshare.org. Chat with a Member Sponsor about your specific situation (My favorite is Kim @ 877-987-6249.) If you like what you hear, join me in enrolling in December to start coverage in January. If you could, tell Kim that I sent you - let’s make a better decision together.
Leave a comment to let us all know what you’ve found out about the program. Let’s have a conversation!